This article examines Europe’s housing crisis as a structural failure and proposes rethinking housing as a social need, supported by social-economy housing models and ethical finance.
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FEBEA analyzes in the text the structural failure driven by the treatment of housing as a financial asset rather than a fundamental social need. It presents the European Affordable Housing Plan and Affordable Housing Act as important steps, but argues that increasing supply and investment alone will not ensure lasting affordability. FEBEA highlights is vision on social-economy housing models and stands behind ethical finance as an essential to direct capital towards homes that serve people, communities and long-term social goals.
Read this article to better understand how Europe’s housing crisis is shaped by the financialisation of housing, and how proposals from ethical finance and social-economy housing models are essential to building a fairer, more affordable housing system.
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